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How much will Social Security rise in 2023?
(Dan Caplinger) Millions of retirees live on the fixed income that Social Security provides. With little outside savings in place, the fact that Social Security makes annual cost-of-living adjustments is essential, as it allows the purchasing power of checks received by program recipients to remain reasonably steady even in the face of high inflation. In […]
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Wall Street’s Big Secret Won’t Tell You About Investing
(Ryan Downey) Investors can learn valuable lessons from Wall Street, but professionals aren’t always eager to reveal their secrets. Fortunately, there is one common misconception in the stock market that isn’t hard to correct — and it happens to be linked to some of the more costly mistakes retail investors make. Keep this “secret” in […]
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The 2023 savings credit is available to more taxpayers than ever before
(Dan Caplinger) Everyone can benefit from saving for retirement. But especially when times are tough, it’s hard to find money to allocate. Anytime you can get help, it is worth taking advantage of it. The federal government has been concerned about making sure low- and middle-income Americans are ready for retirement. That’s why legislators created […]
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Unprotected wildlife is imported into the United States at an 11 times greater rate than protected animals
Este Kotze / AP Global demand for exotic pets increasinga trend caused in part by social media and the shift from physical pet stores to Online Markets. United State One of the biggest Wildlife Trade Markets. and us new search It identified a staggering number of wild animals that are not regulated and brought into […]
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Unprotected wildlife is imported into the United States at an 11 times greater rate than protected animals
Este Kotze / AP Global demand for exotic pets increasinga trend caused in part by social media and the shift from physical pet stores to Online Markets. United State One of the biggest Wildlife Trade Markets. and us new search It identified a staggering number of wild animals that are not regulated and brought into […]
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Save your money and keep your cool – Black Friday starts now
Tommy Tindall October is the new Black Friday. At least that’s the impression some retailers give. Target and Amazon are heading into the hot month with big discount events this week and the next in a row. Shoppers may find early sales a good way to do this Saving Money On gifts now. But don’t […]
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Can’t qualify for a personal loan? 4 alternatives to try
By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? […]
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Increasing Social Security by 11% is practically impossible. But that’s fine.
(Keith Spetses) We’re likely less than two weeks away from knowing how high our Social Security checks will be in 2023. The Social Security Administration (SSA) plans to announce in mid-October. There has been a lot of predictions in recent months about the next cost-of-living adjustment (cola) will be. Of these, the most optimistic estimates […]
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Planning to get Social Security at 62? 3 reasons to wait until age 70
(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full […]
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Get kids to invest in these accounts
By ELIZABETH AYOOLA by NerdWallet During my late teens, my mom handed me two worn out passport-size blue books with details of my custodian investment accounts. I had no idea what to do with them, but it didn’t matter, because the accounts were empty anyway. Perhaps for the better, because I’m sure my origins wouldn’t […]