Will he retire soon? 3 things to consider before claiming Social Security | personal financing

(Christy Pepper) Many retirees assume that claiming Social Security benefits right away makes sense for them. But the truth is, it’s not always a good idea to start getting these payments once you leave the workforce. To decide if applying for Social Security checks is the right option for you, there are three important questions … Read more

3 Ways to Get Richer Monthly Social Security Payments | Smart Change: Personal Finance

(Matthew Frankel, CFP®) The Social Security retirement benefit equation is a bit complicated, but the basic idea isn’t that hard to understand. The basic idea is that the Social Security Administration (SSA) tracks how much you earn each year from employment. When you retire, each year’s earnings, up to the annual Social Security tax cap, … Read more

Getting treatment when cost and access are a barrier | personal financing

Sarah Rathner Search race Psychological health Therapy can feel like a marathon when you don’t have the energy or ability to reach the starting line. You may encounter limited and affordable options and a shortage of available therapists. “Before the pandemic, we had an insufficient workforce to meet the mental health demands of the country,” … Read more

Don’t be fooled by the sparkling high dividend yield | personal financing

(Stephon Walters) Dividends can play an important role in any investor’s portfolio. They should not represent all your investments, but invest in them Shares that pay dividends It can create a great source of income in the future. For older companies whose stock price may not have room for excessive growth, dividends provide a way … Read more

How many stocks are there in california? (And is that a bad thing?) | Smart Change: Personal Finance

(Taylor Carmichael) Here’s an idea: Browse your portfolio and find where all your stocks are. If technology is as heavy as mine, one state will pop up over and over again: California. In my own business that includes names like appleAnd the trade officeAnd the intuitive surgicalAnd the AirbnbAnd the RoccoAnd the proximityAnd the Unit … Read more

Don’t let novelty bias derail your retirement investment strategy | personal financing

(Sam Swenson, CFA, CPA) investing in the retirement It is much more behavioral than mechanical. yosuddenlyHumans tend to respond to large, emotionally impactful events. This is the crux of the modernity bias: we have a behavioral tendency to place more importance on the events of the recent past, especially when it comes to investing. Below, … Read more

Getting treatment when cost and access are a barrier | Smart Change: Personal Finance

Sarah Rathner Search race Psychological health Therapy can feel like a marathon when you don’t have the energy or ability to reach the starting line. You may encounter limited and affordable options and a shortage of available therapists. “Before the pandemic, we had an insufficient workforce to meet the mental health demands of the country,” … Read more

3 reasons to sell stocks and 1 big reason not to | Smart Change: Personal Finance

(Mark Clean) In the event you’re a buy-and-hold investor, it is easy to dismiss the problem of promoting. In spite of everything, in the event you make investments nicely, you’ll hopefully promote not often. Nevertheless, you will need to perceive when you need to promote a inventory, even when the eventualities are few and much … Read more

Traveling retirees check Medicare coverage to avoid costly surprises

Tom Merton | Getty Photographs Should you’re a Medicare retiree and really feel the itch to journey, make sure you discover out in case your insurance coverage plan can include you. Whether or not you wish to hit the highway on a US-based journey or head abroad, protection at your vacation spot relies on the … Read more